digital – MORU

Get 10% Off on Your First Top-Up – Exclusive for New Users!

Posted on March 10, 2025 by Anish Paudel

Are you thinking of joining Moru Digital Wallet? Well, here’s the perfect reason to sign up!

For one day only—March 11, 2025 / फागुन २८, २०८१—we’re offering an exclusive deal for all new users. Register with Moru and enjoy 10% off on your first Top-Up, with a maximum discount of Rs 50.

Why Should You Grab This Offer?

Instant Savings – Get 10% off up to Rs 50 right away!
Seamless Top-Ups – Fast, secure, and hassle-free transactions.
All-in-One Digital Wallet – Pay bills, send money, book a flight, do free bank transfers, and more.
Limited-Time Deal – This special discount is available only for users who register on March 11, 2025 / फागुन २८, २०८१

How to Avail This Offer:

Download Moru Digital Wallet from the Play Store or App Store.
Register and Verify Your Account – It’s quick and easy!
Use Referral Code holiwithmoru during registration.
Top-Up Your Wallet – Enjoy 10% off, up to Rs 50, on your first topup.

दशैंमा १०%

Posted on October 2, 2024October 3, 2024 by Anish Paudel

विजया दशमीको हार्दिक मङ्गलमय शुभकामना 🙏

As Dashain approaches, we are excited to introduce our special campaign, दशैंमा १०% to enhance festive celebrations with incredible bonuses. With Dashain being a time of joy and togetherness, we want to offer exclusive benefits to our users. Whether you’re topping up your balance, paying your ISP or TV bills, or transferring money using Moru, there’s something for everyone in this exciting campaign.

Why Join the दशैंमा १०% Campaign?

This Dashain, we want to give back to our users who have supported us throughout the year. You can win exciting bonuses with simple actions like topping up your balance, paying bills, or making transfers. It’s our way of saying thank you and making your Dashain even brighter!

1. Top-up Bonus

For the campaign’s duration, the first 150 lucky users will receive a 10% bonus on every Rs. 100 top-up. If you top up Rs. 100, you’ll instantly receive an extra Rs. 10 as a bonus!

2. ISP and TV Payment Cashback

Pay your ISP or TV bills through our platform and stand a chance to be one of 10 lucky users who will receive a Rs. 500 Bonus!

3. Moru-to-Moru Transfer Bonus

Users who transfer Rs. 500 or more through Moru-to-Moru transfers will have the chance to win a Rs. 500 bonus. This reward will be given to 10 users by the end of the campaign.

Join the दशैंमा १०% campaign today and celebrate Dashain with extra bonuses. Make sure to participate during the 10-day campaign period for your chance to win.

Terms and Conditions

1. दशैंमा १०% Bonus offer is valid for all MORU users except VIP Users.

2. The offer is valid only from, Ashoj 17, 2081 from Ashoj 26, 2081 from 11:00 AM to 1:00 PM

3. Users will receive a 10% bonus on Rs 100 Top Up for 150 users daily until Ashoj 26, 2081.

4. The bonus will be automatically added to the user’s MORU account immediately after the Top-up.

5. Each user can avail offer only once.

6. MORU reserves the right to modify or cancel the offer at any time without prior notice.

7. 10 lucky users paying internet bill and television bill will get 500 bonus

8. 10 Lucky users doing Moru to MORU Transfer of Rs 500 or more will get a 500 Bonus

9. Any fraudulent activity or abuse of the offer will lead to disqualification and potential account suspension.

10. For any queries or issues, users can contact MORU customer support.

Happy दशैं!

Flash Friday Bonus: 200% Bonus on Rs 100 Top-Up!

Posted on July 30, 2024July 30, 2024 by Anish Paudel

Introducing our Flash Friday Bonus, a fantastic offer you will want to take advantage of. This Friday, between 11:00 AM and 12:00 PM, we are offering a 200% BONUS on all Rs 100 Top Up. Yes, you heard that right: an amazing 200% more value added to your Top Up!

Mark your calendars and set your alarms to grab this offer and maximize your Top Up and enjoy more with MORU.

Here’s how it works: Simply top up Rs 100 during the flash hour, and you will receive a 200% bonus in your MORU. It is our way of saying thank you for being a loyal MORU user and to make your Friday extra special.

Take advantage of this limited-time offer. Spread the word, tell your friends, and make the most of Flash Friday with MORU. Download the MORU app today and get ready for the ultimate top-up experience!

Terms and Conditions

1. The Flash Friday Bonus offer is valid for all MORU users.

2. The offer is valid only on Friday, Shrawan 18, 2081 from 11:00 AM to 12:00 PM

3. Users will receive a 200% bonus that is 6% (i.e. Rs 6 on Rs 100 top-up).

4. The bonus will be automatically added to the user’s MORU account immediately after the Top-up.

5. Each user can avail the offer only once.

6. MORU reserves the right to modify or cancel the offer at any time without prior notice.

7. Any fraudulent activity or abuse of the offer will lead to disqualification and potential account suspension.

8. For any queries or issues, users can contact MORU customer support.

Other Offers at Moru:

Upto 3% Bonus on TV Payments
Upto 2% Bonus on Data-Voice Packs.
Upto 500 Rs Bonus on ISP Payments
Upto 500 Rs Bonus on Flight Booking

And Many More

We would love to hear from you @ 9801035348.

Refer and Earn: Earn Bonuses on Every Payment!

Posted on July 17, 2024September 15, 2024 by Anish Paudel

We’re thrilled to announce our new Refer and Earn Campaign, which now has a fantastic twist that benefits you more than ever. When you share your referral link to your friends, family, and loved ones and when they install Moru using it, you not only earn rewards for getting them in MORU but also earn bonuses every time they make a payment.

Here’s how it works:

Share your unique referral link with friends and family.
Get a bonus every time they use Moru to top-up their phone, Pay landline bills, Book flight tickets, etc.
There’s no limit to how much you can earn through this program.
Start sharing your Referal link today and enjoy the benefits as your referrals use Moru for their everyday transactions.
Referer: Rs 9 when KYC is verified
Referee: Rs 1 on registration and Rs 5 when KYC is verified.

Ready to start earning bonuses with every payment your friends make? Log in to your Moru, grab your referral link, and share it with your network. Let’s make every transaction count and enjoy the rewards together!

Denotation:

Referrer: Registered and KYC Verified Moru users who send the invitation
Referee: The person who receives the invitation from the referrer.
Transaction: Transactions eligibility for the selected service only

Additional Bonus:

Ncell Data pack: 0.5%	Ncell Voice pack 0.5%
NTC Data:1.5%	NTC Voice:1.5%
CDMA Topup:0.5%	Landline:0.5%
Vianet:0.35%	Ncell Topup:0.1%
Dishhome:0.5%	Flight:0.25%
Worldlink:0.23%	ADSL:0.5%
NTC Recommended:1%	NT FTTH:0.5%
NTC Prepaid Topup:0.5%

Other Offers at Moru:

3 % Bonus on Top Ups
Upto 3% Bonus on TV Payments
Upto 2% Bonus on Data-Voice Packs.
Upto 500 Rs Bonus on ISP Payments
Upto 500 Rs Bonus on Flight Booking

And Many More

We would love to hear from you @ 9801035348.

Empowering Farmers: PK Agriculture and Moru Build a One-Stop Farm Platform

Posted on May 29, 2024May 29, 2024 by Anish Paudel

Imagine a platform that’s like a best friend to farmers. It connects them with other farmers, helps them get loans and insurance to improve their farms, and even sells their crops! This is exactly what Pk Bahuudeshya Krishi Farm (PK Agriculture) is building along with Moru.

Here’s why this partnership is a game-changer for farmers:
Financial Help: Moru, likely an organization with expertise in financial services, brings its experience to the table. This means farmers can get loans and insurance through the platform, making it easier to invest in their farms and improve yields.

Selling Crops Made Easy: The platform won’t just help farmers grow crops, it will also help them sell them! This can connect farmers with buyers directly, potentially fetching them better prices.

More Than Money: PK Agriculture recognizes that farmers need more than just money. The platform will also offer consulting services from professionals, helping farmers learn new techniques and improve their harvests.

Building Trust and a Credit System:
The partnership goes beyond just connecting farmers. Moru’s experience can be used to monitor and verify how farmers spend their money on the platform. This can help create a credit score based on a farmer’s past transactions. This score can then be used to provide farmers with easier access to future loans and investments.

Transparency and Government Support:
The platform’s ability to track transactions can also benefit governments and donor agencies. By looking at a farmer’s history, they can distribute subsidies more effectively and target areas where farmers need the most help.

Reliable Supplies and Cutting Out the Middleman:

PK Agriculture understands that farmers often struggle to get high-quality supplies. The platform won’t just connect farmers with buyers, it will also connect them with reliable sources of supplies like seeds and fertilizers. This can help farmers avoid low-quality products that hurt their yields.

Overall, this partnership between PK Agriculture and Moru has the potential to revolutionize the lives of farmers. By providing financial help, market access, expert advice, and reliable supplies, this platform can empower farmers to grow their businesses and improve their livelihoods.

” 9 for नारी “

Posted on March 7, 2024March 7, 2024 by Anish Paudel

As Moru embraces the spirit of Women’s Day, We are proud to announce “9 for Nari”, an offer that celebrates and empowers women. Starting today, all women can enjoy a fantastic 9% bonus on every top-up they make, as a token of appreciation for their invaluable contributions and achievements.

The “9 for Nari” offer is not just about providing a bonus; it’s about recognizing the strength, resilience, and importance of women in our society. Moru believes in supporting and uplifting women in every possible way, and this offer is a testament to that commitment.

It is a small gesture showing that Moru values and celebrates the women who are an integral part of their community.

Let’s celebrate the strength, grace, and achievements of women together with Moru!

Join us in honoring women everywhere by taking advantage of this special offer. Happy Women’s Day from Moru !!

How to Participate ?

Register to MORU.
Fill KYC form and get it verified.
On every top-up, the female user will get a 9% instant bonus.
Users can top-up on every Ncell and NTC number.

Terms and conditions

Offer is only eligible to female users.
Offer will be valid for female users who have registered in Moru from 1st of jan, 2024.
Users who are VIP will not be eligible for this bonus.
Offer is valid until 31 st of march , 2024.

Validity of the offer

The offer will end on the 31st march, 2024.

Other Offers at Moru:

Upto 3% Bonus on TV Payments
Upto 500 Rs Bonus on ISP Payments·
Upto 500 Rs Bonus on Flight Booking
Free Bank Transfer with T & C.
Able to transfer to other wallets.

And Many More

We would love to hear from you @ 9801035348.

नारीलाई ९% Bonus

Posted on November 10, 2023November 21, 2023 by Anish Paudel

In a world where women are soaring to new heights, it’s high time we wholeheartedly embrace the incredible women who have been shining all along. At MORU, championing this cause has been our constant commitment. This Tihar, join us in celebrating these phenomenal women and embarking on a digital journey together. Enjoy a 9% bonus on every Top-Up as we mark this occasion with the नारीलाई ९% movement. Let’s empower women, foster digital freedom, and make this festival a tribute to their remarkable achievements.

How to Participate ?

Register to MORU.
Fill KYC form and get it verified.
On every top-up, the female user will get a 9% instant bonus.
Users can top-up on every Ncell and NTC number.

Terms and conditions

Offer is only eligible to female users.
Offer will be valid for female user who has registered in Moru from 1st of July 2023.
User who are VIP will not be eligible for this bonus.
Offer is valid until Mangsir 9,2080

Validity of the offer

The offer will end on the 9th of Mangsir.

Other Offers at Moru:

Upto 3% Bonus on TV Payments
Upto 2% Bonus on Data-Voice Packs.
Upto 500 Rs Bonus on ISP Payments·
Upto 500 Rs Bonus on Flight Booking

And Many More

We would love to hear from you @ 9801035348.

VIP Bonus in MORU

Posted on October 18, 2023January 1, 2025 by Anish Paudel

We’re excited to share with you exciting news that enhances your financial journey — the Moru VIP Program. As a member of this exclusive club, you will have the opportunity to be recognized and rewarded for your dedication to seamless transactions.

Becoming a Moru VIP is simple yet significant. Each month, we acknowledge and celebrate users with consistently does the transcations through MORU !! It’s our way of saying thank you and offering something special in return.

As a Moru VIP, you’ll enjoy a range of bonus crafted just for you. Your transactions are not just numbers; they’re the key to unlocking a world of bonus.

So, embrace the opportunity, elevate your Moru experience, and let your financial journey become a VIP affair. Your commitment deserves recognition, and Moru will add that extra touch of bonus to your efforts.

Ranges of Bonus

Topup:
- Ncell: 3%
- NTC: 3.50%
- Ncell Data/Voice: 2.5%
- NTC Data/Voice: 3.5%
- NTC Recom: 3.50%

Landline : 3.50%
Internet
- Vainet : 1%
- Worldlink: 0.90%
- Techminds: 1.50%
- ADSL: 3.50%
- Websurfer: 1%
- NT FTTH: 3.50%
Television
- Dishhome: 3.50%
- Sim TV: 3.20%
- Mero TV: 2.20%
Flight: 2.85%

Other Offers at Moru:

Upto 3% Bonus on TV Payments
Upto 2% Bonus on Data-Voice Packs.
Upto 500 Rs Bonus on ISP Payments·
Upto 500 Rs Bonus on Flight Booking

And Many More

We would love to hear from you @ 9801035348.

Superwoman Bonus

Posted on August 6, 2021August 10, 2021 by admin_moru

Hi, I am Anish Paudel. I am currently working as an “Intern” in the Business Department. As part of my work, I got the opportunity to go through the transaction statistics of different user profiles like gender, location, age and so on. Going through the statistics it struck me that the number of female users is extremely small in number as compared to the male clients. Only 5% of the total active users are female. This number came as a shock because at Moru we are always focusing on bringing females into the digital revolution.

Above 60% of the employees currently working for the operations of Moru Digital Wallet are female and we are proud of these numbers. When I brought forward this situation among my mentors, a simple question “What are you going to do about it?”, came as a lightning jolt.

After few weeks of brainstorming, I brought forward a suggestion to my team mentors to celebrate a month or two as a campaign to appreciate all the ladies out there, including all sisters, mothers, beloveds and friends. I was surprised by the acceptance from my mentors, but was again posed with the question, what will you call such a campaign.

Another day went in looking up for bona fide names, and at the midnight hour, the name struck my mind. Thus, at that very moment, I called on my mentor and said how about calling it “for all Superwoman”. Even though it was very late, I was not scolded. Yet when I offered an apology, I was replied with a compliment.

So here it is for all the Superwoman, all the Super-sisters, all the Super-Moms, all the Super-souls, Moru presents “Superwoman Bonus”.

Under this offer, Moru will provide all the “Superwoman” with 100% more Bonus on Mobile Top-ups, TV Bill Payments, Data Packs and Voice Packs. If a user gets Rs 30 as a bonus, then our superwoman will get a Rs 30 more bonus.

Standard Bonus Rate for Mobile Topup is 3%, thus under this 100% more Bonus offer, Superwoman will get 3%+100% of 3% = 6% bonus. Similar is the case with other mentioned services.

At Moru we don’t provide cash backs with hook backs, we provide Bonuses, and how to use is all on us. So, this reward, like other rewards will be super flexible to use.

Through “Superwoman Bonus” we are hoping to commemorate and celebrate our female userbase, who are surely Superwoman in their lives. We also hope, this will provide a stepping stone for all females to join the digital revolution, and match pace with all others. We respect and value the efforts you put every day in and out.

Love you Didi, this is for you.

Thank You

Other offers at Moru

Refer and Earn “Digi-Prerana”
Free Bank Transfer
3 % Bonus on Top Ups for Standard User.
Upto 3% Bonus on TV Payments
Upto 500 Rs Bonus on ISP Payments

And Many More.

Digi-Prerana “Refer and Earn”

Posted on August 6, 2021August 26, 2021 by admin_moru

We are pleased with the participation of our digital life champions, who have been a cornerstone of our campaign to begin the digital lives of all Nepali. Under our earlier campaign, on a daily basis, our champions made referral income of around NRS 1000-2500 daily while imparting Inspiration of Digital Lives to around 100-250 people. By mostly promoting the benefits of the digital life over their social media and other networks, using the referral link generated in their Moru App. By keeping the current situation in mind, Team Moru has brought yet another opportunity for people to simply refer to the digital way of life. We have named the campaign “DIGI-PRERANA”.

DIGI-PRERANA is a referral-based scheme where from a single link click one can get up to Rs. 44. Just for 100 clicks a day one can earn more than Rs.4400 a day. By promoting the benefits of digital life, and inspiring people to make digital transactions, we believe our champions will yet again do good to society at large.

This opportunity is available to all of our 400000+ customers and all others who are joining us. Do read our terms and conditions, and stay tuned to our Facebook Page where we announce our top earners weekly.

At Moru rewards can be used for any purpose.

Rewards to the referrer, shall occur as follows:

Upon successful registration of the referee, the referrer gets Rs.11, and the referee also gets Rs 11. For example, Hydro refers Bikas to register to Moru, after Bikas registers successfully, Bikas and Hydro would receive Rs.11.
Upon KYC verification of the referee, the referee gets Rs.11. For example, if Bikas fills in all the details for the KYC and gets it verified, then Bikas would receive another Rs.11.
Upon the first transaction of the referee, the referrer gets Rs.11. For example, if Bikas does a bill payment transaction, Hydro will again receive Rs.11.

In this way, Hydro can get up to Rs 44 inspiring Bikas to be Digital Bikas, out of which Rs 22 will be received by Bikas.

Denotation:

Referrer: Registered and KYC Verified Moru users who send the invitation
Referee: Person that receives the invitation from the referrer.
KYC: Know Your Customer. The details should be filled up by the referee.
Transaction: Any sort of Bill payment (Minimum Rs.10) made by the referee through their MORU account. Top-up transactions shall not be considered as the first transactions.

How can you participate?

Register on MORU.
Fill up all the details to get the KYC verified.
Generate Referral Link from your profile

Then you will be eligible to make refer and earn income.

Tap to your profile icon at the top left corner.
Tap on the Refer and Earn Field which is just after Transaction Limits, in the App Setting Section.
Choose Android or iOS.
Send/ Share the link to your friends and family over social media and other various channels.
Assist them in pursuing their digital lives and be their digital inspiration.
Get Rewards on the digital achievements of the referee.

Terms and Conditions:

MORU reserves the right to amend or cancel the campaign without any prior notice.
This Refer and Earn campaign are valid till 5th September 2021 (Mid Night), from 7th August 2021.
The reward on the First transaction will only be applicable on bill payments like Television Bill, Electricity Bill, Water Bill, Telephone Bill, Internet bills, and other bill payments.
The reward will only be earned only if the devices used by the referee and referrer are different.
The reward will only be earned by a KYC Verified Referrer who has done at least 1 other top-up/bill payment transaction.
Moru is against any spread of false information and shall take strict action against persons who are found to have been involved in such action.
The device used by Referee and Referrer has to be different.

Summary:

KYC of the person sharing referral link is a must.
Per Referral Reward is Rs 44.
Person registering and Link Owner gets Rs 11 and Rs 11.
When the registering person do KYC then gets Rs 11.
When the registering person does a bill payment transaction then gets Rs 11.
Reward Amount can be used in any manner by the earner.
Thank You for spreading your Digital Prerana, and making Nepal Digital one person at a time.

Other Offers at Moru:

Free Bank Transfer
3 % Bonus on Top Ups
Upto 3% Bonus on TV Payments
Upto 500 Rs Bonus on ISP Payments

And Many More

We would love to hear from you @ 9801035348.