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अब डिजिटल जीवन शुरु

Refer and Earn

A referral amount of up to Rs. 40 can be earned under the REFER  AND EARN program by suggesting friends or family to sign up for MORU and start digital life. One can make more than Rs. 4000 per day simply by encouraging 100 friends and family members to start their Digital Lives with Moru. All of our 500000+ clients and new members can take advantage of this refer and earn scheme.


Download MORU now : http://onelink.to/rdyxnj


Rewards to the referrer, shall occur as follows:

  • Upon successful registration of the referee, the referrer gets Rs.5.For example, Hydro refers Bikas to register to Moru, after Bikas registers successfully, Hydro would receive Rs.5.
  • Upon KYC verification of the referee, the referee gets Rs.5. For example, if Bikas fills in all the details for the KYC and gets it verified, then Bikas would receive another Rs.5.
  • Upon the first 3 transactions of the referee, both the referrer and referee gets bonus of Rs.5 per transaction i.e. Rs.15 (3*5).For example, if Bikas does a bill payment transaction, Hydro and Bikas will receive Rs.5 per transaction for the.first three transactions of Bikas.

In this way, Hydro can get up to Rs.40 inspiring Bikas to be Digital Bikas, out of which Rs. 20 will be received by Bikas.


  • Referrer: Registered and KYC Verified Moru users who send the invitation
  • Referee: Person that receives the invitation from the referrer.
  • KYC: Know Your Customer. The details should be filled up by the referee.
  • Transaction: Any sort of Bill payment (Minimum Rs.10) made by the referee through their MORU account. Top-up, Data-voice pack, Send money, bank transfer  transactions shall not be considered as the first three transactions.

How can you participate?

  1. Register on MORU.
  2. Fill up all the details to get the KYC verified.
  3. Generate Referral Link and referral code from your profile

Then you will be eligible to make referrals and earn income.

Detail Steps to Refer and Earn.

  • Tap to your profile icon at the top left corner.
  • Tap on the Refer and Earn Field which is just after Transaction Limits, in the App Setting Section.
  • Choose Android or iOS.
  • Send/ Share the link to your friends and family over social media and other various channels and ask them to use your referral code.
  • Assist them in pursuing their digital lives and be their digital inspiration.
  • Get Rewards on the digital achievements of the referee.

Terms and Conditions:

  • MORU reserves the right to amend or cancel the campaign without any prior notice.
  • This Refer and Earn campaign is valid till end of october .
  • The reward on the First three transactions will only be applicable on bill payments like Television Bill, Electricity Bill, Water Bill, Telephone Bill, Internet bills, and other bill payments.
  • The reward will only be earned only if the devices used by the referee and referrer are different.
  • The reward will only be earned by a KYC Verified Referrer who has done at least 1 other top-up/bill payment transaction.
  • Moru is against any spread of false information and shall take strict action against persons who are found to have been involved in such action.
  • The device used by the Referee and Referrer has to be different.


  • KYC of the person sharing referral link is a must.
  • Per Referral Reward is Rs.40.
  • The referral Code Owner gets a bonus of Rs.5 per registration..
  • When the registering person does KYC then he gets a bonus of Rs.5.
  • When the registering person does a bill payment transaction then both referrer and referee gets a bonus of Rs.5 per transaction for the first 3 transactions.
  • Reward Amount can be used in any manner by the earner, except for Bank Transfer and Send Money.


Other Offers at Moru:

  • Free Bank Transfer
  • 3 % Bonus on Top Ups
  • Upto 3% Bonus on TV Payments
  • Upto 2% Bonus on Data-Voice Packs.
  • Upto 500 Rs Bonus on ISP Payments

And Many More

We would love to hear from you @ 9801035348.



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