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अब डिजिटल जीवन शुरु

Digital Sena Reloaded


  1. Share your referral link generated in Moru App.
  2. Be creative, write/ tell them about how a digital life would be a better life for your referee.
  3. Influence them to make transactions. As doing is the only way to learn.


How will you be rewarded?

  1. When they click on your link and register you get Rs.9.99/-
  2. When they do their bit by bit transactions as a practice, you getRs.5.56 on each of their first 3 such practice transactions. Like you can just ask them their weekly top-up budget, and show them how to do such transactions, first with small- small amounts. You thus can get Rs.16.68 here.

So from a person who you show digital ways of life, you not only do your duty as a better learned, but also get up to Rs.26.67/-.

You can even convince them based on the merits of the rewards they would receive.  On registration they would also get Rs.6.66/- as a Bonus.

They can get the best in market bonus. Moru gives 3% bonus on each Top-up and Landline Bill Payment, along with other best in class Bonuses. And with Moru these bonuses can be utilized in any matter, yes these bonuses can be used in any manner, even for bank transfer/transfer to someone they have to pay.

So, they will get Rs.6.66 for starting their Digital life with Moru.


Rewards to the referrer and referee shall occur as follows:

  • Upon successful registration of the referee, the referrer gets Rs.9.99 and the referee gets Rs.6.66. For example, PK refers KP to register to Moru, after KP registers successfully, PK would receive Rs.9.99 and KP will receive Rs.6.66.
  • Upon the first 3 transactions of the referee, the referrer gets Rs.5.56 with total of Rs.16.68 (Rs.5.56*3 transaction). For example, if KP does a mobile top-up or any bill payment transaction, PK will again receive Rs.5.56 for each 3 transactions done by KP.Now we call upon for recruitment of our Digital Sena. Do you want to serve as a pillar of the digital economy in Nepal; we might have just the right platform for you.

As a Digital Sena you would be rewarded based on how many people you can inspire and lead towards the digital economy. Get the innocent people to begin their digital lives and take them on a high gear.

As a digital Sena, you will vow to change and transform the lives of those around you and your circle.

You will have to:


In this way, PK can receive Rs.26.67 by inspiring KP to join Digital Sena and KP will receive Rs.6.66 for joining the Digital Sena with total Bonus of Rs.33.33 per referral.



  •   Referrer: Registered MORU users who send the invitation
  •   Referee: Person that receives the invitation from the referrer.
  •   KYC: Know Your Customer. The details should be filled up by the referee.
  •   Transaction: Any sort of Bill payment and Top-up (minimum Top-up Rs.10) made by the referee through their MORU account

How can you participate?

  1.   Register on MORU.
  2.   Fill up all the details to get the KYC verified.

Then you will be eligible to make refer and earn income.

  •   Tap to your profile icon at the top left corner.
  •   Tap on the Refer and Earn Field which is just after Transaction Limits, in the App Setting Section.
  •   Choose Android or iOS.
  •   Send/ Share the link to your friends and family over social media and other various channels.
  •   Assist them in pursuing their digital lives and be their digital inspiration.
  •   Get Rewards on each digital achievement of the referee.


Terms and Conditions:

  •   MORU reserves the right to amend or cancel the campaign without any prior notice.
  •   Our Digital Sena Reloaded offer will be valid for another 20,000 referrals only.
  •   The reward on the first 3 transactions will only be applicable Top-up/ bill payments like Television Bill, Electricity bill, Water Bill, Telephone Bill, Internet bill, and other bill payments.
  •   The reward will only be earned only if the device used by the referee and referrer are different.
  •   If more than one account is logged in to a single device then that device will be disabled automatically by our system.



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