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अब डिजिटल जीवन शुरु

Digital Sena

Now we call upon for recruitment of our Digital Sena. Do you want to serve as a pillar of the digital economy in Nepal; we might have just the right platform for you.

As a Digital Sena you would be rewarded based on how many people you can inspire and lead towards digital economy. Get the innocent people to begin their digital lives and take them on high gear.

As a digital Sena, you will vow to change and transform the life of those around you and your circle.

You will have to:

  1. Share your referral link generated in Moru App.
  2. Be creative, write/ tell them about how a digital life would be a better life for your referee.
  3. Influence them to make transactions. Doing is the only way to learning.


How you will be rewarded?

  1. When they click on your link and register you get Rs.6.66/-
  2. When they complete their KYC Verification, you get Rs.3.33/-
  3. When they do their bit-by-bit transactions as a practice, you get 1.11 on each of their first 10 such practice transactions. Like you can just ask them their weekly top-up budget, and show them how to do such transactions, first with small- small amounts. You thus can get 11.11 here.

So from a person who you show digital ways of life, you not only do your duty as a better learned, but also get up to Rs.21.

You can even convince them based on the merits of the rewards they would receive.

  1. On registration, they would also get Rs.3.33.
  2. On KYC Verification they would also get Rs.6.66.
  3. On each transaction, they get the best in market bonus. Moru gives 3% bonus on each Top-up and Landline Bill Payment, along with other best in class Bonuses. And with Moru these bonuses can be utilized in any matter, yes these bonus can be used in any manner, even for bank transfer/transfer to someone they have to pay.

So, they get 9.99 and more.


Rewards to the referrer and referee shall occur as follows:

  • Upon successful registration of the referee, the referrer gets Rs.6.66 and the referee gets Rs3.33. For example, PK refers KP to register to Moru, after KP registers successfully, PK would receive Rs.6.66 and KP will receive Rs.3.33.
  • Upon KYC verification of the referee, the referrer gets Rs.3.33 and the referee gets Rs.6.66. For example, if KP fills all the details for the KYC and gets it verified, then PK would receive another Rs.3.33 and KP will receive Rs.6.66.
  • Upon the first 10 transactions of the referee, the referrer gets Rs.1.11 with a total of Rs.11.11 (Rs.1.11*10 transactions). For example, if KP does a mobile top-up, or any other bill payment transaction, PK will again receive Rs.1.11 for each 10 transactions done by KP.

In this way, PK can receive Rs.21.09 by inspiring KP to join Digital Sena and KP will receive Rs.9.99 for joining Digital Sena.


  • Referrer: Registered MORU users who send the invitation
  • Referee: Person that receives the invitation from the referrer.
  • KYC: Know Your Customer. The details should be filled up by the referee.
  • Transaction: Any sort of Bill payment and Top-up (minimum Top-up Rs.10) made by the referee through their MORU account

How can you participate?

  1. Register on MORU.
  2. Fill up all the details to get the KYC verified.

Then you will be eligible to make refer and earn income.

  • Tap to your profile icon at the top left corner.
  • Tap on the Refer and Earn Field which is just after Transaction Limits, in the App Setting Section.
  • Choose Android or iOS.
  • Send/ Share the link to your friends and family over social media and other various channels.
  • Assist them in pursuing their digital lives and be their digital inspiration.
  • Get Rewards on each digital achievement of the referee.


Terms and Conditions:

  • MORU reserves the right to amend or cancel the campaign without any prior notice.
  • Our first batch of Digital Senas would operate till Asadh 1, 2078
  • The reward on the first 10 transactions will only be applicable on Top-up/ bill payments like Television Bill, Electricity Bill, Water Bill, Telephone Bill, Internet bill, and other bill payments.
  • The reward will only be earned only if the devices used by the referee and referrer are different.
  • The reward will only be earned by a KYC Verified Referrer who has done at least 10 other top-up/bill payment transactions.
  • If more than one account is logged in to a single device then that device will be disabled automatically by our system.
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