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अब डिजिटल जीवन शुरु

Predict & Win

With the start of the biggest cricket festival IPL 2021, Moru Digital Wallet is pleased to present to you the MORU Predict and Win contest. In this campaign, users can predict the winner on every IPL game day and can win Rs. 100 in their Moru Wallet. The campaign will run till the Finale of IPL 2021. The users can participate on both Instagram and Facebook. 


How to Participate:

  • To participate, Request Rs. 1 to 9801035347 from your Moru Wallet with the team name you wish to win in the remarks
  • Follow the Facebook page and Instagram Page
  • Predict the daily winner of the IPL game (team name to be sent as remarks with the transaction) 
  • Share our Facebook/Instagram page
  • Tag 5 friends (Unique friends each time)
  • Ask friends to like and share the page
  • Use the Hashtags  #morupredictandwin  #ipl2021 #morudigitalwallet 


Terms and Conditions 

  • All winners will be notified via phone number/ mobile number and email provided by the participant and any other means of communications as determined by Moru Digital Wallet or its authorized representative. This includes publishing on the Facebook page, Instagram and website.
  • MORU will not be held liable in the event the winner(s) do not receive this notification email for any reason whatsoever, failing which he/she will be disqualified, and the next winner will be selected.
  • Users can comment on their prediction 15 minutes before the match starts, comments after the mentioned time will not be entertained. 
  • The winner announcement would be done by Lucky Draw the next day of the game. 
  • Moru reserves the right to amend or cancel the campaign without any prior notice.
  • This Refer and Earn offer is valid till 30th May 2021.

Bumper Bonus

It’s not every day that we are able to offer our clients some substantial rebates. That’s why in this New Year 2078 B.S, we present you the Bumper Bonus offer.

In the year 2078, get an instant 7.8% bonus on every top-up till Rs. 100 from Moru. The offer is valid for 4 days (Baisakh 1 to Baisakh 4).

We hope you will take the advantage of this offer. May the spirit of the season of, New year fill your heart, with serenity and peace, Wish you a happy new year!


Earning 2078

This offer has ended.

We know that when you see your friend or someone in the family, struggling with cash, queues, and hassle, and you believe it’s because they are not MORU users. Now be their digital inspiration and help begin their digital life. We are always dedicated to providing the best services, offers, and discounts to our valuable customers. MORU has again come up with the “Earning 2078”, refer and earn scheme. Existing/New MORU users can invite (via a unique link) their friends and families to join MORU. Once the friend or family registers, or does the first transaction, the referrer earns as per the terms and conditions stated below:

 Rewards to the referrer, shall occur as follows:

  • Upon successful registration of the referee, the referrer gets Rs.9.99. For example, Elon refers Jeff to register to Moru, if Jeff registers successfully, Elon would receive Rs.9.99.
  • Upon the first transaction of the referee, the referrer gets Rs.10.79. For example, if Jeff does a mobile top-up, Elon will again receive Rs.10.79.

In this way, Elon can receive Rs.20.78 by inspiring Jeff to be a Digital Jeff.


  • Referrer: Registered MORU users who send the invitation
  • Referee: Person that receives the invitation from the referrer.
  • KYC: Know Your Customer. Details to be filled up by the referee.
  • Transaction: Any sort of Bill payment and Topup (minimum Topup Rs.10) made by the referee through their MORU account

How can you participate?

  1. Register on MORU.
  2. Fill up all the details to get the KYC verified.
  3. Make one transaction( Bill payments/ Topup )

Note: Topup should be minimum Rs.10

  1. Tap to your profile icon at the top left corner.
  2. Tap on the Refer and Earn Field which is just after Transaction Limits, in the App Setting Section.
  3. Choose Android or ios.
  4. Send the link to your friends and family over social media and other various channels.
  5. Assist them in pursuing their digital lives and be their digital inspiration.
  6. Get Rewards on each achievement of the referee.

Terms and Conditions:

  • MORU reserves the right to amend or cancel the campaign without any prior notice.
  • The Refer and Earn campaign are valid till 31st Baisakh.
  • The reward will only be applicable on bill payments, only on Top-up, Television Bill, Electricity bill, Internet bill, and other payments.
  • The reward will only be provided if the device used by the referee and referrer are different.
  • If more than one account is logged in to a single device then that device will be disabled automatically by our system.
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