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Refer and Earn with Moru


Sometimes, getting your friends to split the bill or making an online payment would be a hassle. If it’s because they are not Moru, we understand the struggle, let’s help you to be their digital inspiration and begin their digital life. We are always dedicated to providing the best services, offers, and discounts to valuable customers. Moru has again arrived with its Refer and Earn campaign. Existing customers can invite (via a unique link containing a referral code) their friends and families to join Moru. Once the friend or family registers, verifies the KYC, or does the first transaction, the referrer earns as per the terms and conditions stated below:


Rewards to referer, shall occur as follows:

  • Upon successful registration of the referee, the referrer gets Rs. 6.66. For example, Elon refers Jeff to register to Moru, if Jeff registers successfully, Elon would receive Rs. 6.66
  • Upon KYC verification of the referee, the referee gets Rs. 13.33. For example, if Jeff fills all the details for the KYC and it gets verified, Elon receives Rs. 13.33.
  • Upon the first transaction of the referee, the referrer gets Rs. 6.66. For example, if Jeff does a mobile top-up, Elon will again receive Rs. 6.66.

In this way, Elon can receive Rs. 26.65 (TWO SIX. SIX FIVE), by inspiring Jeff to be a Digital Jeff.


  • Referrer: Registered Moru users who send the invitation
  • Referee: Person that receives the invitation from the referrer.
  • KYC: Know Your Customer. Details to be filled up by the referee.
  • Transaction: Any sort of payment made by the referee through their Moru account


How can you participate?

  1. Register on Moru.
  2. Fill up all the details to get the KYC verified.
  3. Tap to your profile icon at the top left corner.
  4. Tap on the Refer and Earn Field which is just after Transaction Limits, in the App Setting Section.
  5. Share the link
  6. Send the link to your friends and family over social media and other various channels.
  7. Assist them in pursuing their digital lives and be their digital inspiration.
  8. Get Rewards on each achievement of the referee.


Terms and Conditions:

  • Moru reserves the right to amend or cancel the campaign without any prior notice.
  • The Refer and Earn campaign are valid for 3 days till March 11, 2021.
  • The reward will only be applicable on bill payments, only on Top-up, Television Bill, Electricity bill, Internet bill, and other payments.
  • The reward will only be provided if the device used by the referee and referrer are different.




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